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Exterior Signage Disclosures

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Question: 
I am trying to find the required disclosures to include the following message on exterior signage "100% Financing Available, Low Down Payments and No Hidden Fees." Can you help?
Answer: 

I don't believe any of the information provided in this signage triggers further disclosures. Refer to Section 226.16 of Reg Z (for open-end credit advertising requirements) and Section 226.24 (for closed-end credit advertising requirements). If this is a home loan promotion, you do need to include the Equal Housing Lender logo (unless your institution is regulated by the OCC).

First published on BankersOnline.com 04/02/07

First published on 04/02/2007

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