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Fair Lending - Redlining

Redlining is an illegal practice under Fair Lending. Isn't it also illegal under the Community Reinvestment Act?

Redlining certainly can be an illegal fair lending practice, but it isn't always a fair lending or a CRA practice. For example if a portion of a community is redlined based on the income of the residents in the area the practice is a CRA issue, but not necessarily a fair lending issue since the practice is not based on a prohibited basis under the Fair Housing or Equal Credit Opportunity Acts.
Learn more about Jack Holzknecht’s webinar
Fair Lending - Do Your Lenders Know the Requirements?

First published on 05/13/2018

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