Answer:
A quick internet search for "5 C's of Lending" provides this answer to your question:
The 5 C's of lending are a method lenders use to assess a borrower's creditworthiness:
Character: How the borrower has handled their credit obligations in the past
Capacity: The borrower's ability to repay the loan, including their income and debt
Capital: The investments the borrower has made, such as equipment, land, and inventory
Collateral: An asset used to secure the loan, such as a home or car
Conditions: The terms of the loan and any economic conditions that may impact the borrower's financial stability
print
share