Answer:
It's not as clear-cut as deciding the type of account the funds come from. If the sender is an individual and the transfer is for personal, family or household purposes to a person or company or other entity outside the U.S., it's a remittance transfer. So, for example, if a sole proprietor makes two foreign wires, funding both from his business account, one could be for a personal purpose and the other for a business purpose.
My suggestion is that you have a check-box at the top of the form to identify those that are for personal purposes.