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Holds and new accounts

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How long can we hold a personal check drawn on a bank in another state deposited to a new account?

The regulation sets hold limits only for so-called “next-day” items deposited to a new account. But you do have to disclose how long you’ll hold such a check deposit, which will establish your bank’s limit on that kind of hold.


Learn more about John Burnett’s

Regulation CC: Funds Availability (Deposits and Holds) webinar.

First published on 02/21/2021

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