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IRA Lobby Poster Promo

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Question: 
Our marketing person wants to place a poster in each branch to promote IRAs. She found a brochure from a regional bank in which a graph was used to display how an annual contribution of $3,000 at 4% could grow at the start of age 25, in 10 year increments, to the age 65. The 4% does not reflect our current rates offered and IRAs can only be deposited as CDs with terms from 6 - 60 months. Am I working with an ad or just an illustration?
Answer: 

You are working with an advertisement (the poster), but the chart would appear to be an illustration and would not, by itself, trigger the Reg DD advertising disclosures.

First published on BankersOnline.com 2/05/07

First published on 02/05/2007

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