Answer:
This could be a very long answer, but the content is truly based on your own policy, procedures and volumes. You may also want to divide this between monthly and quarterly reviews. First I would refer you to the OCC's Director's Book. For loans, focus on pages 49-54. Pick out some of the things you'd want to focus on:
- new loan volume
- insider loans
- loans over a predetermined threshold
- borrowers near the legal lending limit
- delinquencies
- charge offs
- recoveries
- exceptions to policy
- concentrations of credit
- ALLL
- Loan review exceptions and reports
First published on BankersOnline.com 5/23/05
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