The OCC's Loan Portfolio Management Comptroller's Handbook states that banks should perform careful analysis of their pools of risk, "Each pool should be evaluated individually—that is, as a discrete pool of risk—and as part of the whole—that is, by how it fits into the portfolio and supports loan portfolio goals." Performing such advanced analysis is time-consuming without a digitized portfolio and data-driven reports. Look for a bank reporting system that offers the flexibility to perform in-depth analysis on your loan portfolio.
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Read our article, "4 Failures to Avoid with Bank Risk Management Software" for more details.