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LTV Limit for Commercial Real Estate: 80 or 85%?

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Question: 
Part 365 states in one section that the LTV limit for commercial real estate loans is 80%, yet in the definitions section of the rule it defines improved real estate, which has a LTV limit of 85%, as completed commercial. So which is it 80% or 85%?
Answer: 

80% is construction lending. 85% is a completed project.

First published on BankersOnline.com 5/13/13

First published on 05/13/2013

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Filed under lending as: 

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