Managing in Today's Risky Lending Environment

The mortgage meltdown is having an unprecedented impact on our consumer economy and the subsequent events have affected lending across the board. Previously, conventional wisdom told us that subprime consumers are the most risky. However, certain segments of prime consumers are reaching unexpected risk levels.

Experian recently performed a study that identifies credit trends and payment behaviors of consumers. The study identifies delinquency trends and shifting payment patterns in mortgage, bankcard and automotive financing for both prime and subprime consumers while also looking at the geographies most affected.

The results are surprising, but provide crucial insight on how the mortgage crisis has affected all areas of lending. To learn more, register for a one hour complimentary webinar or download the full study.

First published on BankersOnline.com 12/15/08