Answer:
Since you indicate "Credit Cards" I would definitely check out Reg Z and Reg B (The R/E regs like RESPA, HMDA, etc. do not apply.)...I don't have my book of regs with me and the online version of the Regs is too hard to pan through, but I DO know that you would be liable for most of the compliance errors in the portfolio you took over. Wish I could give you the cites they're buried there somewhere...
First published on BankersOnline.com 8/11/03