Mobile Home Flood Insurance - Guru Q & A Follow Up

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Question:

Is the following Q & A answered by BOL Guru, David Dickinson still applicable for 2008? <a href="/qa/mobile-home-owners-insurance-lieu-nfip-wyo">Mobile Home Owners Insurance In Lieu of NFIP/WYO?</a> I have been told that in 2007 there was a change where a separate flood policy is needed for mobile home flood coverage.

Answer:

It is my understanding MH policies do not include flood coverage any longer. You could review a MH policy to verify, but I believe you are correct.

First published on BankersOnline.com 7/21/08