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Mobile Home & the New Disclosures

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I was told in the Reg Z, that mobile homes in communities (mobile home parks) were not included in the new disclosure practice of GFE in three days and then loan after seven days. Is this true?

The loan has to be subject to RESPA for the 226.19(a) disclosures to be applicable. Mobile home only loans are not subject to RESPA. Mobile home loans with land are.

First published on 10/19/09

First published on 10/19/2009

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Filed under lending as: 

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