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New RESPA Effective Date - Clarification Needed

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Question: 
The new RESPA changes have an effective date of 1/01/10 for the revised GFE and HUD. Is that for applications dated 1/01/10 or later, or for loans that close 1/01/10 or later?
Answer: 

For applications received on or after 1/01/10. If the application is dated by the applicants on 12/28/09, but you don't receive it until 1/03/10 then the new rules will apply.

First published on BankersOnline.com 9/28/09

First published on 09/28/2009

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