Answer:
Based on information I've been sent concerning the MasterCard rules on cash advances, the bank must honor requests even from the bearers of these non-personalized cards. The cards do include a signature panel that should be signed and MasterCard requires that you obtain and record confirming identification before processing the request. If you follow MasterCard's requirements, you should be insulated from liability if it turns out that one of these cards was stolen. I suggest you contact your MasterCard representative and obtain clarification.
First published on BankersOnline.com 2/26/07