Answer:
Reg. O is the only prohibition I know of. It won't effect the employees at large, but will effect those subject to Reg. O as insiders.
If this discount is part of a bona fide employee benefit plan you should be OK. But this can't be something that only those execs have access to. (12 CFR 215.4(a)(2)) Similarly, I would watch the usage. While you could argue that the credit limits are tied to income and the execs generally have a better income, if the execs have $15,000 limits and the employees have $500, you may not pass the smell test.
First published on BankersOnline.com 12/6/04