Answer:
TESTING! Put your plan into motion and test it. Not enough financial institutions - particularly those that are small to medium-sized - take the time to test their disaster recovery plans. It is a fact that 90% of smaller companies spend only one day a month preparing and maintaining their continuity plans. 20% of larger companies spend 10 days per month. Putting together a plan is neither costly nor time consuming - it just takes the right people.
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