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Pricing limits on General-definition QMs

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Is there a pricing restriction on qualified mortgages?

Loans made under the General QM option (e)(2) must meet a pricing test. Under the test the APR cannot exceed the average prime offering rate by more than certain thresholds based on the loan amount.


Learn more about Jack Holzknecht’s ATR/QM Review and Update webinar.

First published on 05/30/2021

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