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Provided Payment History to a CRA?

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Question: 
Is there a requirement for lending institutions and mortgage loan servicers to provide payment history to a credit reporting agency?
Answer: 

There is no regulation that requires a creditor to report loans to a CRA, unless required by State law (TN, I believe is one under certain circumstances).

First published on BankersOnline.com 5/10/10

First published on 05/10/2010

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