Answer:
People have also driven cars faster than the posted speed limit for years, but when "Smokey" pulls them over for speeding, the "everybody's doing it" excuse won't work. Selling raffle tickets is definitely something the bank should not be officially or publicly doing, whether it's for charity or not. It is a low-risk issue and is usually not evident unless done during an exam, but it isn't allowed as most raffles fit the definition of a lottery. There are few things you can do with a lottery, and this isn't one of them.
First published on BankersOnline.com 8/30/10