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Rate Spread Calculator

What is the Rate Spread Calculator?

The FFIEC Rate Spread Calculator is an online calculator that allows banks to calculate rate spreads for HMDA reportable loans. To use the tool, a banker will need to know several important pieces of data, such as the loan's APR, lock-in date, term, and other details.

Read more about the Rate Spread Calculator.


AccuSystems develops document management and exception tracking software for financial institutions. Trusted by more than 15,000 bankers worldwide, AccuAccount automates exception tracking, streamlines audits, and simplifies loan imaging. Request a demo, register for a webinar, or download a free whitepaper.

First published on 11/28/2021

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