Redeposit Check Stamped "Refer to Maker"?

There is nothing to prevent the check from being resubmitted, but I would recommend a couple steps to protect the customer and the bank. Your customer may want to have the issuer contact the drawee bank to find out why the item was returned and find out if it will be honored if represented. You are also within your rights to use the a Reasonable Cause exception under Reg CC as the check has previously been returned unpaid.

First published on BankersOnline.com 1/9/12