Answer:
Unless governed by state law underpayments would be at your institution's discretion.
Overpayments: if a consumer loan, see Reg. Z ยง 1026.21.
Refunds/Waivers for Overpayments/Underpayments
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Question:
What is a common tolerance for loan payoff refunds/waivers for overpayments and underpayments?
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