This would be subject to the state property law. Reg B prohibits requiring spousal signatures on the note in most circumstances. The sole exception would be a state property law that made the credit note invalid unless both spouses or co-owners sign it. However, lots of people have given bad advice on this one. We strongly recommend that you check your state law rather than take another person's word for it.
First published on BankersOnline.com 6/05/06