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Reg B - Joint Credit & Cosigners

Answered by: 

Question: 
Is a Reg B Notice of Intent to Apply for Joint Credit needed when a Cosigner is used?
Answer: 

If the cosigner and the applicant apply at the same time, yes. If the cosigner is an underwriting condition after the applicant applied, no.

First published on BankersOnline.com 4/20/09

First published on 04/20/2009

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Filed under compliance as: 

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