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Reg C Date to Calculate Intro Rate Period

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For Reg C, which date do you use as the beginning date to calculate the intro rate period, the origination date of the loan or the first payment date?

For the reporting of the Introductory Rate Period [§1003.4(a)(26)] you count from origination to the 1st change date, not from first payment date.

First published on 06/09/2019

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