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Reg DD Disclosures for Negotiated Rate? (APY)

Answered by: 

Question: 
Are Reg DD disclosures, especially the APY required when, for example, a customer negotiates a bumped up rate for 3 months?
Answer: 

If it is a consumer deposit account, all required Regulation DD disclosures will be required based on the account agreement.

First published on 05/20/2018

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