Answer:
This meets the same definition of customer negligance as writing the PIN on the back of the card. The gas charge is not authorized, and the cardholder received no benefit from it. The argument about whether or not leaving the card information stored in the gas terminal could be considered a lost access device is moot since VISA/MasterCard Zero Liability will wipe out the $50.00 consumer liability anyway.
First published on BankersOnline.com 6/17/13.