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Reg Z Language Requirements for ARM Mortgage

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For an ARM mortgage, is the language in the Reg Z TIL box marked Variable Rate Feature sufficient? Our LOS has a text box and we put language relating to our margin, index, etc. which I would prefer to eliminate, but need to know there are specific requirements?

Review 1026.18(f) and the adjustable rate model clauses in Appendix H.

First published on 02/10/2014

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