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Regulation Z Coverage

Question: 
How does the Truth in Lending Act and Regulation Z apply to a commercial loan?
Answer: 

Regulation Z applies to consumer credit. If a commercial customer applies for a consumer-purpose transaction in the commercial department the Regulation applies. For example a loan to purchase an owner-occupied multi-family dwelling is consumer credit

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Learn more about Jack Holzknecht and Kimberly Boatwright's Compliance for Commercial Lenders webinar.

First published on 10/23/2022

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