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Reporting Commercial Loans to Credit Bureau

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Can we report adverse credit to the credit bureau on a commercial loan and the guarantor if we don't normally report our commercial loans to the credit bureau?

Picking and choosing which borrowers to report adverse credit on seems ripe for possible fair lending issues. Remember that fair lending laws and regs apply to every aspect of the credit transaction, not just to decisioning and pricing.

First published on 11/24/2019

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