Reporting HMDA Credit Score and Credit Score Model

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Question:

What is the proper way to report the HMDA credit score and credit score model for the when you receive the information below? "MODELING/SCORE INFORMATION FICO NOT AVAILABLE, NO RECENTLY REPORTED ACCOUNT INFORMATION FICO SCORE 8-EFX-F"

Answer:

Final Rule - Regarding the request for guidance on reporting when a credit score is requested but none is available, § 1003.4(a)(15) requires reporting the credit score or scores relied on in making the credit decision, so a financial institution would report that the requirement is not applicable if it did not rely on a credit score.