Answer:
by Randy Carey:
You can limit access to the account in any manner you choose. You just need to make sure your disclosures are clear and conspicuous, along with any of your marketing materials.
Answer:
by Ken Golliher:
We used to call that a "savings account." wink
The "money market" label was intended to indicate it was a savings account that was subject to check. Suggest you revert back to the original label.