Rules on Loan Modification on Real Estate

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Question:

What are the rules when doing a loan modification on real estate? This loan is secured by 36 acres of vacant land if that matters.

Answer:

It would really help if you would say what type of "rules" you are looking for, such as compliance disclosures, etc. You do not even indicate whether it is a consumer or business purpose loan. If you are trying to determine whether Regulation Z applies, refer to 1026.20(a).