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Separate APOR Chart for Mobile Homes?

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Question: 
We have questions about mobile homes (no real estate) loans. Most of the rates for these type of loans are higher. In most cases the APOR is over the 1.5% making those loans HPML. Is there a separate APOR chart for mobile homes? or are all rates found FFIEC website for all types of loans.
Answer: 

I am not aware of any separate APOR chart specifically for mobile home lending.

First published on 01/20/2014

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