Skip to content

Signed TIL Missing from Credit File

Answered by: 

We have a non-RESPA Auto Loan under 25,000.00. The credit file is missing the signed final TIL. Is this a Reg Z violation and should we redisclose?

Having a signed & dated TIL disclosure (12 CFR 226.17(a)(1) footnote 37) is the easiest way to prove that you complied with the TILA requirement to provide the document prior to consummation (12 CFR 226.17(b)) but it is not required.

First published on 3/12/07

First published on 03/12/2007

Filed under: 
Filed under compliance as: 

Banker Store View All

From training, policies, forms, and publications, to office products and occasional gifts, it’s available here:

Banker Store

hot right now

image description

Looking for effective, convenient training on a particular subject?

BOL Learning Connect offers more than 200 courses ON-DEMAND or on CD ROM from AML to Reg Z and every topic in between.

Search Topics