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Single Ratio

Answered by: 

Question: 
Does the final rule retain the "one rating" concept from the proposal?
Answer: 

The single ratio is a myth. There are several different rations used in the evaluation process and depending on the number of assessment areas it serves a bank could have a hundred ratios calculated as part of its CRA analysis.
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Learn more about Jack Holzknecht’s webinar OCC's Final CRA Rule

First published on 06/28/2020

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