Answer:
For the past decade there has been a constant stream of enforcement actions against financial institutions for engaging in redlining. Redlining occurs when financial institution practices result in the restriction of lending in a particular geographic area, quite frequently a low-income or a high minority population area. Redlining is:
Usually cited as a fair lending violation.
Frequently listed as a weakness in a Community Reinvestment Act (CRA) management system.
Quite often listed as both a fair lending and a CRA concern.
Now there is Small Business Data Reporting
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