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TIL Disclosures

Answered by: 

Who is responsible for the TIL disclosures when working with a broker?

The disclosures are the responsibility of the creditor. The creditor is the party that makes the decision and advances the money. Reg Z defines the creditor as the party to whom the obligation is initially payable. That is usually the lender and not the broker.

First published on 07/02/2001

Filed under: 
Filed under lending as: 

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