Answer by Randy Carey: There are no minimum retention times for paper checks. As far as being able to reproduce a copy of the check, you would have to refer to your State's statute of limitations.
Answer by John Burnett: Your bank undoubtedly has operational agreements with its upstream correspondent(s), including the Federal Reserve Bank. Those agreements may include paper check retention requirements for reconstruction of illegible images or other image-related problems.
First published on BankersOnline.com 2/25/13