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Title Insurance Fees & No List of Providers on GFE

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Question: 
If no list of providers was provided with the GFE, do the fees that were charged for the Lender and Owner Title Insurance have to be included on the 10% tolerance table on the HUD?
Answer: 

If you search the RESPA forum you will find numerous discussions on this issue.

If you do not provide a written list of service providers then all charges are subject to the tolerance regardless what service provider is chosen, or who chooses them.

First published on BankersOnline.com 12/10/12

First published on 12/10/2012

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