Alternative and online lending, an industry that barely existed a few years ago, has been rapidly expanding. Fintech startups have excelled by making computerized process improvements to the loan application and credit analysis workflow, and minimizing overhead by automating as many steps as possible. With constant improvements in technology and banks' competition growing faster and smarter, traditional banks need to adapt and take advantage of today's tools. In our article, "BATTLE FOR SMALL BUSINESS CAPITAL ACCESS: TRADITIONAL VS. ALTERNATIVE" we address four broad strategies banks can adopt to stay competitive.