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Unmarried Couple Applies for Mortgage

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Question: 
I have two unmarried borrowers applying for a mortgage loan. Should they complete two separate applications and receive two separate sets of loan disclosures?
Answer: 

You should treat them as you would married joint applicants; otherwise, you are treating them differently based on marital status which is a prohibited factor in Reg. B.

First published on BankersOnline.com 10/25/10

First published on 10/25/2010

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Filed under lending as: 

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