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Using Maiden Name On Loan Documents

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We received an application for a mortgage in the applicant's married name. However, when our documentation department prepared the loan documents, they were done in our borrower's maiden name (the applicant has been married over a year). The title to the property pledged as collateral was in the applicant's maiden name which is why the documents were prepared the way they were. Are there any legal concerns regarding the way this was processed? The manager of the documentation department says that since both names show up on the credit report it's a non-issue.

You could have the borrower sign a name affidavit certifying that both names are one and the same person.

First published on 06/2/03

First published on 06/02/2003

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Filed under lending as: 

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