Skip to content

Recent Federal Register documents affecting this regulation.

Federal Register documents affecting this regulation:
FR CitationDateStatusComments
85 FR 283645/12/2020
FinalFinal rule to increase the threshold for reporting close-end mortgage loans to 100 effective 7/1/2020 and making the reporting threshold for open-end lines of credit 200 per year beginning in 2022.
84 FR 6999312/20/2019
FinalFinal rule to adjust the asset-size exemption from collecting HMDA data in 2020.
84 FR 5794610/29/2019
FinalFinal rule to adjust the threshold for reporting data about open-end lines of credit by extending to January 1, 2022, the current temporary threshold of 500 open-end lines of credit. Also incorporates interpretations and procedures from the interpretive and procedural rule that the Bureau issued on August 31, 2018, and implementing further the EGRRCPA.
FR submission
83 FR 45325
8/31/18
Published 9/7/18
FinalInterpretive and procedural rule for smaller reporting institutions with partial exemption under EGRRCPA.
82 FR 6114512/27/2017Final ruleAdjustment to asset-size exemption threshold.
82 FR 430889/13/17Final ruleFinalizes the two proposals immediately below.
82 FR 33455publ. 7/20/17Proposed ruleWould temporarily increase, for 2018 and 2019, the HELOC filing threshold. Comments by 7/31/17.
82 FR 19142publ. 4/25/17Proposed ruleProposed technical corrections and to clarify certain requirements in the Bureau's HMDA (Regulation C) final rule published on October 28, 2015. Comments by May 25, 2017.
81 FR 93580publ.12/21/16Final ruleAnnounces that exemption threshold for 2017 will be unchanged at $44 million in total assets.
80 FR 7967312/18/15; publ. 12/23/15Final ruleAnnounces that exemption threshold for 2016 will be unchanged at $44 million in total assets.
80 FR 6612710/28/15Final ruleFinal rule making Dodd-Frank Act required or approved additions to data submitted and certain other changes. Added a de minimis exception to the filing requirements and enhanced the electronic filing process. Generally effective 1/1/18, with one definition change eff. 1/1/17, and phase in of changes 1/1/19 and 1/1/20.
79 FR 7785412/29/14Final ruleAdjusted asset-size exemption threshold for 2015 to $44 million. Effective 1/1/15
79 FR 517317/24/14; publ. 8/29/14Proposed rule; Comments by 10/22/14Proposal to make Dodd-Frank Act required or approved additions to data submitted and certain other changes. Would add a de minimis exception to filing requirements and update the electronic filing process. Finalized 10/28/15, 80 FR 66127
78 FR 792852/30/2013Final Eff. 1/1/14Adjusted asset-size exemption threshold for 2014 to $43 million.
77 FR 7683912/31/2012Final Eff. 12/31/12Adjusted asset-size exemption threshold for 2013 to $42 million.
77 FR 87212/15/2012Final Eff. 2/15/12Adjusted asset-size exemption threshold for 2012 to $41 million.
76 FR 7846512/19/2011Interim Final Eff. 12/30/11Interim final rule transferring rule from FRB . Comments accepted through 2/17/2012.

Banker Tools View All

A collection of useful resources for various areas of the bank which have been developed by members of the BankersOnline staff or have been created and contributed by users of the BankersOnline site.

Banker Tools

Penalties View All

Banker Store View All

From training, policies, forms, and publications, to office products and occasional gifts, it’s available here:

Banker Store

hot right now

image description

Looking for effective, convenient training on a particular subject?

BOL Learning Connect offers more than 200 courses ON-DEMAND or on CD ROM from AML to Reg Z and every topic in between.

Search Regulations

View Regulations

CFPB Letter Classification

FRB Letter Classification