Issued by FDIC
Part 1005 - Electronic Fund Transfers (Regulation E)
Click HERE for a table of recent Federal Register and other documents affecting this regulation.
Sections marked with an asterisk (*) below include pending amendments as part of the CFPB's Prepaid Accounts rule. The CFPB published a rule on April 25, 2017, delaying the October 1, 2017, effective date for these changes until April 1, 2018. The CFPB has released an Updated Fact Sheet highlighting the effective dates and related exceptions and accommodations. In December, 2017, the CFPB issued a "statement" that it would issue clarifying amendments and further delay the effective dates of the regulation "soon after the new year."
- Subpart A—General
- Sec. 1005.1 Authority and purpose.
- Sec. 1005.2 Definitions.*
- Sec. 1005.3 Coverage.
- Sec. 1005.4 General disclosure requirements; jointly offered services.*
- Sec. 1005.5 Issuance of access devices.
- Sec. 1005.6 Liability of consumer for unauthorized transfers.
- Sec. 1005.7 Initial disclosures.
- Sec. 1005.8 Change in terms notice; error resolution notice.
- Sec. 1005.9 Receipts at electronic terminals; periodic statements.
- Sec. 1005.10 Preauthorized transfers.*
- Sec. 1005.11 Procedures for resolving errors.*
- Sec. 1005.12 Relation to other laws*
- Sec. 1005.13 Administrative enforcement; record retention
- Sec. 1005.14 Electronic fund transfer service provider not holding consumer's account
- Sec. 1005.15 Electronic fund transfer of government benefits*
- Sec. 1005.16 Disclosures at automated teller machines.
- Sec. 1005.17 Requirements for overdraft services.*
- Sec. 1005.18 Requirements for financial institutions offering payroll card accounts.*
- Sec. 1005.19 Internet posting of prepaid account agreements.*
- Sec. 1005.20—Requirements for gift cards and gift certificates
- SUBPART B—REQUIREMENTS FOR REMITTANCE TRANSFERS
- 1005.30—Remittance transfer definitions*
- 1005.33—Procedures for resolving errors.
- 1005.34—Procedures for cancellation and refund of remittance transfers.
- 1005.35—Acts of agents.
- 1005.36—Transfers scheduled before the date of transfer.
- Appendix A—Model Disclosure Clauses and Forms*
- Appendix B—[Reserved]
- Appendix C—Issuance of Official Interpretations
- Supplement I—Official Interpretations
- Federal Register Resources
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