Most Popular Security Content
Treasury Security Term on HOEPA Worksheet
07/18/2011
A Loan term is for 35 months. On the HOEPA Worksheet, do I select the two year Treasury Security Term or the three year?
Community Bank Require Certified BSA Officer?
07/18/2011
Is a community bank required to have a certified BSA Officer?
Due Diligence in Overseeing MSB Accounts
07/18/2011
As a community bank, we do not open accounts for MSBs due to the risk. However, we have several businesses that are agents of MSBs such as Sigue Corp, RIA Financial, Moneygram, and Western Union. Is the MSB responsible to see that these businesses are meeting reporting requirements, or are we to enhance our due diligence in overseeing these accounts?
CTR Required for Joint Account Withdraws?
07/11/2011
Joint account; A husband withdraws $100.00 from account 123456789 at the ATM. The co-owner withdraws $10,000.00 from account 123456789 at the branch. Is a CTR required?
Phase 1 CTR Exemption Listed Company/Subsidiary
07/11/2011
On a Phase I CTR exemption for a Listed Company/Listed Company Subsidiary, how can one distinguish whether the company is a true subsidiary of a listed company or should be exempted as a Phase II?