There is no use pretending these are not tough times in this industry. And most bankers are honest enough to admit to themselves that there are areas that must be made leaner and more profitable.
Question: A check was deposited with our institution, payable to a corporation, split into two corporate accounts.
Question: Income tax refund is coming up. When we get a check at the teller's window that is payable to both husband and wife, and only the wife is here, can we cash the check?
Question: A Return Items Officer in Iowa asks: "We just got a check back through the work that was deposited in our institution almost six months ago. It was marked 'forged signature'.
Question: We have a customer who is putting cash in a safe deposit box. If he tells us that he is doing so, we have two questions.