Most Popular Technology Content
Stop Payments While eBanking
06/04/2001
Should a request to stop payment on a check issued through a bill payment system be handled the same as a normal stop payment request or are there other considerations?
Address Changes Via Web Site
06/04/2001
We allow our customers to complete a change of address form in the secure area of our online banking site. Do we also need to have a signed change of address form in addition to the customer making the request to change their address from the secure (password required) section of our online banking site?
Federal Reserve Goes High Tech
05/21/2001
by Mary Beth Guard
RESPA Fee Checklist
05/07/2001
I am a mortgage broker. Certain local banks and credit unions want to refer loans to me. ...I could swear there used to be a RESPA checklist that outlined the things a person had to do in order to earn a fee, and of this list you had to do, I think, 5 of the entire list in order to legally earn a fee.
Can we provide RESPA disclosures electronically?
05/07/2001
The Federal Reserve issued interim rules giving guidance for e-disclosures under Regs B, M, Z, etc. What about HUD? Can we, or can we not, provide RESPA disclosures electronically?