Is it permissible for me to take all of the sender's information; provide the required combined disclosure and receipt; accept payment in USD for funds to be transferred in USD to sender's foreign account, but due to time constraints make the actual transfer tomorrow morning?
In April 2013, a teller errantly entered the wrong routing number when a check she was scanning rejected. In Jan 2014, the FI whose routing number was errantly entered is now asking us to issue them a credit for this item. Is the FI within their time frame to ask for reimbursement? What regulation does this matter fall under.
Are banks required to disclose an 800 number in Reg E? We have always had an 800 number but they just canceled it.
What is the "industry standard" for reviewing mobile deposits for fraudulent activity? Do most have a set daily/monthly dollar limit and how long must a deposit and on line banking account be open to get access?
Reg E. If a customer claims they are waiting for a refund from a merchant on a debit card claim: A. for an authorized signature based purchase B. for an unauthorized signature based purchase, By what day do we need to give provisional credit based on the day they come in and state they need a refund? I can't remember if I have heard they must wait 30 days?